FinCEN’s New Real Estate Reporting Rule: What You Need to Know Before March 2026
The U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) has taken a major step toward combating money laundering in the real estate sector. In late 2024 the agency finalized the Real Estate Reporting Rule, establishing reporting requirements for certain non-financed (think “all-cash”) transfers or sales of residential property. While the requirements were initially set to take effect in December of 2025, the compliance date has been postponed and the new Rule will be effective March 1, 2026.
